Protecting Your Business, Securing Your Success!

At Definitive Insurance Solutions, we're not just insuring your assets; we're guaranteeing your peace of mind.

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Commercial Truck Insurance

Commercial truck insurance is essential coverage for a small business or an owner-operator offering trucking services.

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Commercial Auto Insurance

Commercial auto insurance is a legal requirement and a way to protect your business from financial losses and lawsuits.

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General Liability Insurance

Running a business comes with risks, but General Liability Insurance can help mitigate them. Protect your business and your bottom line with the right coverage.

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DEFINITIVE INSURANCE SOLUTIONS LLC

With a prominent two-decade career in the insurance industry, Alecia L. Robertson stands as the driving force behind Definitive Insurance Solutions LLC. Specializing in Commercial and Transportation coverages, Alecia brings a wealth of experience to her role as the founder of this dynamic agency.

Alecia's journey in insurance has been a diverse one, marked by a relentless commitment to the Property & Casualty Insurance industry. Her knowledge spans to businesses of all sizes, making her a seasoned professional with a great understanding of the moving parts within this Insurance field.

Ms. Robertson’s expertise has been sought after by esteemed organizations including Farm Bureau, Farmers, Wells Fargo Insurance, USI, and Pointe North Insurance Group, just to name a few. Her extensive experience covers various facets of the insurance industry, allowing her to acquire a comprehensive understanding. This diverse background has not only equipped her with abundant knowledge, but has also cultivated a desire for exploring higher education resources and delving into the inner workings of insurance.

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Insurance Coverage

General liability coverage
Truck Insurance Coverage
Business Owner Coverage
Business Property Coverage
Fleet Insurance Coverage

General liability coverage

Risk Factors

There is a possibility that a visitor gets injured or gets their property damaged on your business premises.

Solution

Every business, even if home-based, needs to have liability insurance. The policy provides both defense and damages coverage if you, your employees or your products or services are alleged to have caused bodily Injury or property damage to a third party.

Commercial Truck Insurance Coverage

Risk Factors

Minor injuries occur as another driver disregards a red light and collides with the rear fender of your truck. Complicating matters further, the responsible driver lacks commercial auto insurance coverage.

Solution

Enhance protection by securing comprehensive uninsured motorist coverage in your commercial trucking insurance to safeguard against injuries and financial implications caused by uninsured drivers.

Business Owner Coverage

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.

Solution

A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

Business Property Coverage

Risk Factors

Your company’s property is often exposed to risks such as fire, explosion, storms, theft, wind, vandalism, and other natural calamities.

Solution

This protects a company’s physical assets, such as buildings, contents, stock, and inventory, from fire, explosion, storms, theft, wind, and vandalism. Additional coverage for floods, earthquakes, and other direct causes of loss may be advised.

Fleet Insurance Coverage

Risk Factors

Your driver meets with accident while driving a company vehicle at night and incurs great damage to your vehicle along with the goods in transit.

Solution

Many policy providers offer coverage for fleet overnight since some businesses might need their vehicles to transport goods within one night.

Client Testimonials

See what our precious clients have to say about us

"Greg Gerontes and his team are exceptional. We have had life insurance with them for many years and recently added homeowners insurance. They are very kind and professional , and go out of their way to meet your needs. I would highly recommend Greg for all of your insurance."

-Robert Adams

The Advantages of Working with Us

Here are few reasons you should work with an Independent Insurance Agency

Customer-Centric Approach

Our services are customized to fulfill your specific needs and requirements.

Comprehensive Coverage

Our wide range of insurance products means you're protected, no matter what life throws your way.

Fast and Efficient Claims

Our streamlined claims process keeps your life on track quickly and without hassle.

We are Committed to Protecting Your Dreams

News & Blog

Latest Insight, Insurance Trends

New Year, New Coverage: Time to Reassess Your Insurance Needs for 2025!

As we flip the calendar to 2025, many of us are setting fresh goals and making resolutions to improve our lives. While fitness, finances, and personal growth often top the list, there's one crucial area that's frequently overlooked: your insurance coverage. The New Year is the perfect time to reassess your insurance needs and ensure […]

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Winter Storms: How to Protect Your Home During the Holiday Season!

The holiday season is a time for fun, celebration and togetherness—but for homeowners, it also signals the arrival of winter storms. These storms can bring heavy snow, ice, and freezing temperatures, potentially causing significant damage to your property. As you deck the halls and prepare for family gatherings, it's essential to protect your home from […]

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General vs. Professional Liability Insurance: What’s the Difference?

When running a business, protecting yourself from potential liabilities is a cornerstone of long-term success. Yet, the world of insurance can feel like a maze, especially when distinguishing between general and professional liability insurance. While both are essential, they serve different purposes. Let's break down the differences and help you determine which coverage is right […]

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Contact Definitive Insurance Solutions LLC

As an independent agency, we are here to help you find the right coverage.

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Defenitive Insurance Solutions LLC

Email

service@definitiveinssolutions.com

Phone

205-855-1485

Location

1601 5th Ave. N, Suite 249, Birmingham, AL 35203

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