Crime Insurance

Protect yourself with the right insurance coverage for all your needs.

Contact Us

Crime Insurance

From theft and vandalism to social engineering and employee fraud, your company faces a wide array of potentially costly risks. Your insurance solution should be equally broad and flexible to provide the utmost protection. Talk to us to know more about commercial crime insurance.

What is Crime Insurance?
Business crime insurance, also known as commercial crime insurance, is a type of insurance policy that a business can buy to protect itself from losses from business-related crime. Protection through the policy can cover cash, assets, merchandise, or other property loss when someone perpetrates fraud, embezzlement, forgery, misrepresentation, robbery, theft, or any other type of business-related crime on the company.

What does Crime Insurance cover?
Crime-related losses are not typically covered by commercial property insurance. So, you may want to consider what commercial crime insurance offers:

  • Employee dishonesty coverage
  • Forgery or alteration coverage
  • Theft of money and securities coverage
  • Burglary or robbery coverage
  • Computer fraud coverage

Why is Crime Insurance important?
Commercial crime insurance safeguards assets from losses due to dishonesty, theft, or fraud by employees and third parties. Whether the offender is a permanent worker, intern, or consultant/freelancer, it covers them all. So even if the crime is theft, fraud, faking, or forgery – this scheme helps you minimize risk.

However, crime and wrongdoings can never be predicted. Therefore, keeping yourself prepared for losses is the best thing to do. Insurance is typically made to offer such privilege. It helps us prepare for any unforeseen health, home, or vehicle-related situation. Crime has many hues, from counterfeiting to theft to hacking. Everything can cause severe financial losses. Hence, Crime Insurance Policy safeguards your financial interests in any such events.

Connect with us today to know more!

Click And Learn

Theft by Non-employees
Theft by Employees
Employee dishonesty
coverage
Forgery
Computer fraud

Theft by non-employees coverage

Risk Factors

If money or assets are stolen from your premises or seem to disappear without a trace, your company could suffer a loss.

Solution

A crime insurance policy can offer protection for the same. Often, crime insurance also covers damage to your building or property that occurred as a result of the theft.

Embezzlement & theft by employees coverage

Risk Factors

Embezzlement can take many forms, from a cashier taking money from a register to an employee doctoring payroll and issuing pay cheques to staff members who don’t exist.

Solution

A crime insurance policy can also protect your company against embezzlement or theft by employees.

Employee dishonesty

Risk Factors

Employee dishonesty is a broad category that can include crimes such as forging checks or executives’ signatures or creating fake vendors and false invoices.

Solution

A crime insurance policy can protect your company against any kind of covered employee dishonesty.

Forgery coverage

Risk Factors

The business would suffer a great loss if someone forges your company’s checks or writes out fake promissory notes.

Solution

A crime insurance policy will cover any such associated losses. The policy might also cover the cost of legal fees if you need to go to court due to the forgery.

Computer fraud coverage

Risk Factors

Computer fraud can take many forms, such as someone impersonating a member of your executive team online or someone sending money from one bank account to another fraudulently using a computer or the internet.

Solution

A crime insurance policy can protect your company against any kind of covered computer fraud.

Contact Definitive Insurance Solutions LLC

As an independent agency, we are here to help you find the right coverage.

Name(Required)
This field is for validation purposes and should be left unchanged.
Defenitive Insurance Solutions LLC

Email

service@definitiveinssolutions.com

Phone

205-855-1485

Location

1601 5th Ave. N, Suite 249, Birmingham, AL 35203

Contact Us
Privacy Policy
envelope phone-handset map-marker menu linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content